Time to tidy up your books and make space for smoother, smarter growth.

We declutter our homes. We deep-clean our wardrobes. But what about our finances? As we approach the halfway point of the year, it’s the perfect time for a financial spring clean – a practical refresh that helps you move into H2 with clarity, control and confidence.

Here are six quick wins to tidy up your business finances and spark some serious joy (or at least, fewer surprises on your next bank statement).

1. Reconcile Your Bank Accounts and Invoices

Start with the digital equivalent of emptying your drawers. Make sure your bank transactions match up with your books, and chase any unpaid invoices. Unreconciled accounts and forgotten payments can throw off your cash flow and reporting accuracy.

Top tip: Set aside an hour each month to reconcile because future-you will thank you.

2. Cancel Unused Subscriptions or Services

Remember that app you trialled three months ago? Or the software you don’t really use anymore? Now’s the time to check your regular outgoings and ask the essential question: “Does this still serve my business?” Trimming excess costs is the easiest way to boost your bottom line without lifting a finger on sales.

3. Review Your Pricing and Profit Margins

Have your costs crept up since the start of the year? Are you still charging what you’re worth? Mid-year is a smart time to reassess your pricing, especially if materials, delivery or overheads have changed. Work with your accountant to analyse your most and least profitable services or products—it might be time to tweak your offerings or adjust your rates.

4. Check Your Tax and VAT Position

Let’s be honest: tax deadlines sneak up faster than you think. Now’s the time to make sure you’re on top of your VAT obligations, PAYE/PRSI and any corporation tax liabilities on the horizon. A quick review can prevent stress (and penalties) later on. If in doubt, your accountant can run a mid-year health check.

5. Assess Your Emergency Fund or Buffer

If the last few years have taught us anything, it’s the value of a financial cushion. Take stock of your current reserves, whether that’s a savings buffer, overdraft facility or access to short-term credit. A healthy emergency fund isn’t just for downturns, it gives you freedom to invest, hire, or pivot when opportunity knocks.

6. Set a Financial Goal for H2

Decluttering is great, but don’t forget the “what next?” part. Use this clean slate to set a clear, actionable financial goal for the second half of the year. That could be building reserves, increasing net profit, cutting costs by 10% or finally launching that new revenue stream.

Read more: Should you file early? The benefits of getting ahead of the income tax deadline